MTD for Income Tax started on 6 April 2026. The next quarterly update is due on 7 November.

For sole traders and landlords. Free.

Send your MTD updates to HMRC for free, from your bank statements and receipts.

Upload your bank statements and receipts. AATAX reads them and pulls out the transactions for you to check and sort into plain-English categories.

Get started freeSee how it works

No card details. Sign up with just your email.

MTD ready – Recognised by HMRCReference: D6Q7XM (see us on GOV.UK, opens in a new tab)GDPR compliant

Check the transactions AATAX read

AATAX Making Tax Digital Home YOUR RECORDS Records 20 Documents SEND TO HMRC Quarterly updates Year end SETTINGS Income sources COMING UP Next: quarter 3 update 7 February 2027 ST Sam Taylor sam@example.com individual.aatax.ai/records Illustration YOUR RECORDS · SAM TAYLOR JOINERY Quarter 3 · 6 October to 5 January Add records Sam Taylor Joinery UK property Quarter 1 Quarter 2 Quarter 3 Quarter 4 2026 to 2027 Tax year Checked records this quarter In progress Money in £1,400.00 Costs £86.40 Update due 7 February 2027 (in 120 days) Have I given you everything? Oct Bank statement ✓ Nov Nothing yet Dec Nothing yet Check 2 records Needs a look before they count · all quarters Check what we read bank-statement-oct-2026.csv · 6 lines Check what we read receipt-timber-merchant-2026-10-07.pdf · 1 line Check what we read invoice-1042-mill-lane.pdf · 1 line Review quarter 3 update Records in quarter 3 4 records Export CSV Expenses Income All DATE DESCRIPTION CATEGORY AMOUNT 08 Oct 2026 Invoice 1042, kitchen fitting Income Payment from a customer To check +£1,850.00 07 Oct 2026 Timber Merchant Ltd Expense Materials and stock for jobs To check −£412.60 06 Oct 2026 Harbour Cafe, shelving Income Payment from a customer +£1,400.00 06 Oct 2026 Screwfix Expense Tools and equipment −£86.40

What AATAX does for you

  • Connects to your HMRC account

    Sign in with your HMRC details once. AATAX finds your self-employment and property income for you.

  • Your records, from your documents

    Upload bank statements and receipts. AATAX reads the transactions out for you to check and put into categories.

    bank-statement-oct-2026.csv9 Oct 2026 · 6 transactions
    Read
    receipt-timber-merchant-2026-10-03.pdf9 Oct 2026 · 1 transaction
    Read
    Example documents

  • Quarterly updates in a few clicks

    See your running totals for each income source, confirm they look right, and send them to HMRC.

  • Send your final declaration

    Add other income, see the tax HMRC works out before you commit, then send your final declaration.

How it works

  1. Step 1

    Sign up

    Enter your email and we send you a code. No password and no card details.

  2. Step 2

    Connect HMRC

    Sign in to HMRC to let AATAX send updates for you. Your HMRC password stays with HMRC.

  3. Step 3

    Add your records

    Upload bank statements and receipts, then check the categories.

  4. Step 4

    Send to HMRC

    Send each quarterly update, then your final declaration after the tax year ends.

Who needs to use MTD, and when

Sole traders and landlords registered for Self Assessment, based on their qualifying income.

  1. In effectFrom 6 April 2026Qualifying income over £50,000
  2. NextFrom 6 April 2027Qualifying income over £30,000
  3. LaterFrom 6 April 2028Qualifying income over £20,000

Free for individuals.

Sole traders and landlords use AATAX free of charge to keep digital records and send everything HMRC needs. No subscription and no card.

Individuals

Free

  • Digital records for your income and expenses
  • Quarterly updates submitted to HMRC
  • Final declaration submitted to HMRC
  • Your deadlines and what to do next, always in view
Get started free

Common questions

Do I need to use Making Tax Digital?

If you are a sole trader or landlord registered for Self Assessment, Making Tax Digital for Income Tax applies to you from 6 April 2026 if your qualifying income is over £50,000, from 6 April 2027 if it is over £30,000, and from 6 April 2028 if it is over £20,000. HMRC writes to people who need to join.

Is AATAX really free?

Yes. Individual taxpayers can keep their records and send their quarterly updates and final declaration to HMRC through AATAX free of charge. There is no subscription and we never ask for card details.

What do I need to get started?

An email address, your National Insurance number, your postcode, and the Government Gateway user ID and password you use to sign in to HMRC online.

Do I need to understand tax to use it?

No. AATAX tells you what is due next and explains each step in plain English. Before anything is sent, you see the figures and confirm they are right.

What kinds of income can I include?

Each quarter, you send updates for self-employment and UK and overseas property income. At year end you can add PAYE employment income, UK bank interest and dividends, foreign income such as dividends, interest and pensions, pension contributions and Gift Aid. At year end you can also add capital gains, from selling property, shares, crypto or other assets, and partnership income from the 2026-27 tax year.

Is my data safe?

Your documents are stored encrypted and we connect to HMRC through its official Making Tax Digital service. You can disconnect AATAX from your HMRC account at any time.

Want more detail? The help centre has longer answers on each topic.

If you're already in MTD, your next quarterly update is due on 7 November.

Sign up with your email, connect HMRC, and see exactly what's due and when.

Get started free